Effective Date: September 8, 2026

Bridgewell Advisory (“Bridgewell,” “we,” “our,” or “us”) is a service of Bridgewell LLC. We value your privacy and are committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website https://bridgewell-advisory.com, its subdomains, content, and services, or interact with us otherwise (the “Site”).

1. Personal Information We Collect

Personal information means any identifying information, usually your name in combination with another identifier, such as an email address, phone number, or company name. Personal information does not include anonymous or aggregated data that can no longer be used to identify a specific person. The specific definition of personal information varies from one jurisdiction to another.

Personal information is collected directly from you and automatically.

a. Personal Information You Provide Directly

• Identifiers or contact information, such as your name, company name, and email address, submitted through our contact form or newsletter sign-up
• Any other personal information you choose to include in a message, inquiry, or newsletter sign-up submitted through the Site

b. Personal Information Collected Automatically

• IP address and browser type
• Device identifiers
• Pages viewed and referring/exit pages
• Cookies and similar technologies

c. Third-Party Data

We may receive personal information about you from third-party sources such as marketing partners, social media platforms, or CRM tools if you have granted them permission to share data with us.

2. How We Use Your Information

We use the collected data to:

• Respond to inquiries you submit through the Site
• Communicate with you about your inquiry or our advisory services
• Send newsletters or other content you have opted into
• Improve the Site and user experience
• Comply with legal obligations and enforce our policies

3. Disclosing Personal Information

We may disclose your data with others in compliance with this Privacy Policy, as indicated below:

• Service Providers: To support business operations (e.g., website hosting, form processing and email delivery, analytics)
• Legal Authorities: If required by law in connection with government or law enforcement requests or in response to investigations, subpoenas, court orders, or other legal processes, to protect our rights and property, establish or exercise our legal rights or defend against legal claims, or as otherwise required by law
• Business Transfers: In connection with mergers, acquisitions, or asset sales, or in the event of an insolvency, bankruptcy, or receivership

4. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience. Cookies are small data files that help us keep track of your usage of the Site. Persistent cookies remember your preferences from one visit to the next, and session cookies support your current visit — both help us enhance the user experience and analyze how the Site is used.

We use the following categories of cookies on the Site:

• Strictly Necessary Cookies are necessary for the Site to function. If you refuse them, the Site may not function properly.
• Functionality Cookies help us enhance the performance of our Site and remember your choices or preferences from one visit to the next. These are not necessary for your use, but certain features may become unavailable if you refuse them.
• Analytical/Performance Cookies collect information about your use of our Site, including which pages you visit, so we can improve the Site and your experience using it. These cookies do not collect personally identifiable information.

You can control cookies through your browser settings, or opt out of certain third-party tracking via tools such as the Network Advertising Initiative.

5. Do Not Track Signals and Global Privacy Control

The Site does not respond to browsers’ Do Not Track signals. When we detect a global privacy control setting, we will make reasonable efforts to respect your choice as required by applicable law.

6. Marketing Communications

You have the right to opt out of marketing communications we send you. If you no longer want to receive newsletter or other marketing content from us, you can reply to any email from us and ask to be removed, or contact us directly at patrick@bridgewell-advisory.com. Please be aware that you may continue to receive certain communications from us that are necessary in connection with an inquiry you have submitted.

7. Your Privacy Rights

a. State Privacy Rights

Depending on your location, you may have the right to submit certain requests relating to your personal information based on applicable state laws. Please email us at patrick@bridgewell-advisory.com to submit data requests.

• Right to access and data portability. You can request and receive a copy of the personal information we have collected, used, or otherwise processed, and confirm what personal information has been collected.
• Right to correct inaccuracies. You can request that we correct any inaccurate personal information we may have.
• Right to delete. You can request deletion of your personal information.
• Right to opt out. You can opt out of targeted advertising, the sale of your personal information, or limited sharing of your personal information.
• Right to appeal. If your privacy rights request has previously been denied by us and you believe it was denied in error, you may appeal by emailing patrick@bridgewell-advisory.com.

Under Nevada privacy law, please know we do not currently sell data triggering that statute’s opt-out requirements.

We may need to authenticate your identity before your request can be processed, which may require you to provide certain personal information that we will match against our records. You may designate an authorized agent to make a request on your behalf; however, you will still need to verify your identity directly with us before your request can be processed.

b. Non-Discrimination

We will not discriminate against you in a manner prohibited by applicable state laws because you exercise your privacy rights. While you may request to delete your personal information, such deletion may affect our ability to respond to your inquiry.

c. California Residents Notice

Civil Code § 1798.83 permits California residents to request from us a notice disclosing: (1) the categories of personal information we have shared with third parties, if any, for the third parties’ direct marketing purposes, during the preceding calendar year, and (2) the names and addresses of those third parties. To make such a request, please contact us at patrick@bridgewell-advisory.com.

8. Third-Party Websites and Links

Our Site may contain links to other websites, such as LinkedIn. These websites may have privacy policies different from our Privacy Policy. Any interaction on third-party websites is governed not by this Privacy Policy but by the terms of use and privacy policy of that platform.

9. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information, including HTTPS encryption and access controls. However, no method of transmission or storage is 100% secure.

10. Data Retention

We retain your data only for as long as necessary to fulfill the purposes outlined in this policy or as otherwise legally permitted or required, such as operating the Site, complying with our legal obligations, resolving disputes, and for safety, security, and fraud prevention. At the end of the retention period, personal data will be deleted, destroyed, or de-identified.

11. Children’s Privacy

Our Site is not directed or targeted to children under the age of 16. We do not knowingly collect personal information from children. If you believe we have done so inadvertently, please contact us for removal.

12. International Data Transfers

Our Site and services are targeted to businesses in the United States. If you are visiting from outside the United States, be aware that your data may be transferred to and processed in the U.S. and other jurisdictions where our servers or service providers are located, which may have data protection laws different from those of your country or region. By using our Site, you agree and consent to such transfer of personal information to the United States.

13. Updates to This Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated “Effective Date.” Continued use of the Site constitutes your acceptance of the revised policy.

14. Contact Us

If you have questions or concerns about this Privacy Policy, please contact:

Bridgewell Advisory
patrick@bridgewell-advisory.com

If you need to access this Privacy Policy in an alternative format due to a disability, please contact patrick@bridgewell-advisory.com.

Effective Date: September 14, 2026

Welcome to Bridgewell Advisory (“Bridgewell,” “we,” “our,” or “us”), a service of Bridgewell LLC. By accessing or using our website at https://bridgewell-advisory.com, its subdomains, content, and services (the “Site”), you agree to be bound by the following Terms of Service (“Terms”). Please read these Terms carefully before using our Site.

These Terms govern your use of the Site only. They do not govern the scope, fees, or terms of any advisory engagement between Bridgewell and a client — those are set out exclusively in a separate, signed engagement letter between Bridgewell and that client.

THESE TERMS CONTAIN A BINDING ARBITRATION PROVISION AND CLASS ACTION WAIVER. YOU AGREE THAT DISPUTES BETWEEN US WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU AGREE TO WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE ACTION. PLEASE READ THE SECTION TITLED “DISPUTE RESOLUTION” BELOW TO LEARN MORE.

1. Acceptance of Terms

By using our Site, you acknowledge that you have read, understood, and agree to comply with these Terms. If you do not agree with any part of these Terms, you must not use our Site.

2. Use of the Site

You are granted a limited, non-exclusive, non-transferable license to access and use our Site for personal or internal business purposes in accordance with these Terms. You may not misuse our Site, engage in unauthorized activities, or violate any applicable laws or regulations.

As a user of the Site, you agree not to:

• use the Site to send, knowingly receive, upload, download, use, or re-use any material that does not comply with these Terms
• send any advertising or promotional material, or similar solicitation
• exploit, harm, or attempt to exploit or harm minors in any way
• impersonate or attempt to impersonate Bridgewell, its personnel, or others
• engage in any conduct that, as Bridgewell determines, restricts or inhibits the use or enjoyment of the Site, harms others, or exposes them to liability
• violate any applicable federal, state, local, or international law or regulation
• submit false or misleading information
• disable, overburden, damage, or impair the Site, or interfere with another party’s use of the Site
• use any robot, spider, or other automated device or process to access the Site for any purpose, or any manual process to monitor or copy any material on the Site, without our prior written consent
• introduce any viruses, Trojan horses, worms, or other material that is malicious or technologically harmful
• attempt to gain unauthorized access to, interfere with, damage, or disrupt any part of the Site or any server, computer, or database connected to it
• attack the Site via a denial-of-service attack or a distributed denial-of-service attack

We reserve the right to terminate your use of the Site for violating any of these prohibited activities.

3. Intellectual Property

All content, trademarks, and materials available on our Site, including text, graphics, logos, and software, are the property of Bridgewell or its licensors and are protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from our content without prior written permission.

If you wish to make any use of the Site, content, or marks other than as set out in these Terms, please contact us at patrick@bridgewell-advisory.com. If we grant you permission to post, reproduce, or publicly display any part of our Site or content, you must identify us as the owner or licensor of that content and ensure any copyright or proprietary notice remains visible.

We reserve all rights not expressly granted to you in and to the Site, content, and marks. Any breach of this section will constitute a material breach of these Terms and your right to use our Site will terminate immediately.

4. Feedback

If you directly send us any question, comment, suggestion, idea, or other feedback about the Site (“Feedback”), you agree to assign to us all intellectual property rights in that Feedback. You agree that we own the Feedback and are entitled to its unrestricted use and dissemination for any lawful purpose, without acknowledgment or compensation to you.

5. Warranty Disclaimer

THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOUR USE OF THE SITE IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE CONTENT OF ANY THIRD-PARTY SITES LINKED TO THE SITE, AND WE ASSUME NO LIABILITY FOR ERRORS OR INACCURACIES IN THAT CONTENT, ANY UNAUTHORIZED ACCESS TO OUR SERVERS, ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, OR ANY VIRUSES OR OTHER HARMFUL COMPONENTS TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY.

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL BRIDGEWELL OR ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR LIABILITY TO YOU FOR ANY CAUSE ARISING FROM YOUR USE OF THE SITE WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE TWELVE (12) MONTHS PRIOR TO THE CAUSE OF ACTION ARISING, OR $100.00 USD. THIS LIMITATION APPLIES ONLY TO YOUR USE OF THE SITE AND DOES NOT LIMIT BRIDGEWELL’S LIABILITY UNDER ANY SEPARATE SIGNED ENGAGEMENT LETTER. CERTAIN STATE AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES; IF THOSE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE LIMITATIONS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

7. Privacy Policy

We care about data privacy and security. Please review our Privacy Policy. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms. The Site is hosted in the United States; if you access the Site from another region with data protection laws that differ from those of the United States, your continued use of the Site means you are transferring your data to, and consenting to have it processed in, the United States.

8. Indemnification

You agree to defend, indemnify, and hold Bridgewell harmless, including its officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees, arising out of your use of the Site, your breach of these Terms, or your violation of applicable law. We reserve the right, at your expense, to assume the exclusive defense of any matter for which you are required to indemnify us, and you agree to cooperate with that defense. We will use reasonable efforts to notify you of any claim subject to this indemnification.

9. Termination

These Terms remain in full force and effect while you use the Site. We reserve the right to suspend or terminate your access to the Site at any time, for any reason, including a violation of these Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Tennessee, without regard to its conflict-of-law provisions.

11. External Links

The Site may contain links to websites operated by other parties. Such links are not investigated, monitored, or checked for accuracy by us, and we are not responsible for the content, accuracy, or policies of any third-party site. A link does not imply our endorsement. If you leave the Site to access a third-party link, you do so at your own risk, and these Terms no longer govern your use of that site.

12. Dispute Resolution

Informal Negotiations

To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms or the Site (a “Dispute”), the parties agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration. Informal negotiations commence upon written notice from one party to the other.

Binding Arbitration

If the parties are unable to resolve a Dispute through informal negotiations, the Dispute will be finally and exclusively resolved by binding arbitration, except as provided under “Exceptions” below. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The arbitration will be commenced and conducted under the Commercial Arbitration Rules of the American Arbitration Association (“AAA”), available at the AAA’s website. The arbitration may be conducted in person, through the submission of documents, or remotely by phone or online. The arbitrator will make a decision in writing and must follow applicable law.

If you intend to seek arbitration, you must first send a written notice (“Notice”), by first class or certified mail, to: Bridgewell LLC, [mailing address to be added]. The Notice must describe the nature and basis of the claim and the specific relief sought. If the parties cannot reach agreement within 30 days of the Notice, either party may initiate arbitration proceedings through the AAA at www.adr.org, and the initiating party must also mail a copy of the completed form to the other party. You may send your copy to patrick@bridgewell-advisory.com.

If a Dispute proceeds in court rather than arbitration, it will be commenced in the state or federal courts located in Davidson County, Tennessee, and the parties consent to personal jurisdiction and venue in those courts. No Dispute may be commenced more than one (1) year after the cause of action arose. Each party will bear its own attorneys’ fees and costs incurred in connection with any Dispute.

Restrictions

Any arbitration is limited to the Dispute between the parties individually. To the full extent permitted by law: no arbitration will be joined with any other proceeding; there is no right to arbitrate any Dispute on a class-action basis; and there is no right to bring any Dispute in a representative capacity on behalf of the general public or any other persons.

Exceptions to Informal Negotiations and Arbitration

The parties agree the following Disputes are not subject to the informal negotiation and arbitration provisions above: (a) Disputes seeking to enforce or protect, or concerning the validity of, either party’s intellectual property rights; (b) Disputes related to allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief.

13. Electronic Communications and Transactions

Visiting or using the Site, and sending us emails, constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.

14. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Any changes are effective immediately upon posting on this page. Continued use of the Site following a change indicates your acceptance of the revised Terms.

15. Contact Us

If you have questions about these Terms, please contact us at patrick@bridgewell-advisory.com.